every uk site has to offer a proper deposit limit from now on

nataly.k

nataly.k

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this one actually matters to me so ill post it even though nobody will care. so recently every uk licensed site has to offer a gross deposit limit to everyone, and put it back if they'd quietly taken it away. and only that kind can be called a deposit limit now
thats the bit thats been doing my head in for two years. one site called it a deposit limit and it was actually net of withdrawals so it never triggered. another called the same thing a spend limit. i thought i was being thick
 
more tools. always more tools. nobody asked for this. the people who want a limit already set one and the people who don't wont, and meanwhile the tax went to forty percent and my odds are worse and that's the actual change to my life this year
 
BillThornes said:
more tools. always more tools. nobody asked for this. the people who want a limit already set one and the people who don't wont, and meanwhile the tax went to forty percent and my odds are worse and that's the actual change to my life this year
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i asked for it
 
before anything. its the total you pay in over the period, full stop
say your limit is 200 a month. you deposit 200, you win, you withdraw 500. under a gross limit you've used your whole allowance and you cant deposit again until it resets. under a net limit that withdrawal wipes out your deposits and you're back to zero used, so you can put another 200 in. and another
that's how someone with a 200 quid limit puts 900 through in a month and never sees a warning. @nataly.k isn't being thick, that mechanism is genuinely invisible unless someone shows you
 
hell thats literally what happened to me last winter and i never understood why the limit didn't stop me...i had one set. i remember setting it. and i still did four hundred in a weekend and the site never said a word
 
well not quite, net limits are a legitimate tool for some people, the problem was calling both of them the same thing
if you're a break even player a net limit is what you actually want. the failure was that nobody could tell which one they'd been given and the word on the button was identical
thats what it supposed to fix. only gross gets called a deposit limit. everything else has to be named something else
 
took em how long to work out that two different things should have two different names
 
Longer than it should have, and the delay is part of the story.

Phase one landed in October 2025. Phase two was due on 30 June this year and operators asked for more time on the technical work, so the Commission pushed it to tomorrow. Three extra months to rename a field and change which limit is the default.
I'm not saying that's dishonest. Payment systems are genuinely awkward. But it's worth holding next to how quickly the same industry implemented the duty rise in April.
 
does anyone know if this applies to accounts that already have a limit set or only new ones? mine was set about 3y ago and ive no idea which type it is
 
check it rather than assume. the requirement is that gross limits are offered to everyone and reintroduced where they'd been removed, and that they're shown with at least equal prominence to any other limit
what i don't know is whether an existing net limit gets converted, relabelled or left alone. that probably varies by operator and i haven't seen anyone state it clearly
 
nobody's asking the obvious question so i will. what happens to the data??
gross deposit limit means the operator is tracking every pound you pay in across fixed periods and holding that record. fine, they already do. but the same commission is running financial risk assessment pilots and has just asked operators for data on what happened when they lowered the threshold that triggers a check.
so you've got a body collecting deposit patterns from operators, running affordability pilots, and now mandating a system that produces exactly the deposit history those assessments need. presented separately, announced separately, built in the same direction.

i'm not saying anyone sat in a room and planned it. i'm saying you don't need anyone to have planned it.
 
Operators have recorded every deposit you've ever made since the day accounts existed. That's not a new capability and it isn't created by this.

Where you have a point is the second half. The Commission has asked operators for data on the effect of the lowered spending threshold and given them three weeks to respond. That's a live piece of work feeding into whether financial risk assessments get adopted, and it's reasonable to read the two things as connected.

The bit I'd separate out is intent. A deposit limit protects you from an operator. A risk assessment is the operator assessing you. They use similar data and they point in opposite directions.
 
there's a thing in the same bulletin nobody has mentioned. raids in manchester, four arrested, over twenty grand seized, and an operator licence suspended. thats the enforcement side and it never gets discussed because its less fun than arguing about surveillance. illegal shops are the actual competition to the licensed market and they've got no limits of any kind
 
there's two in my town mate. everyone knows which shops they are.. cash only, no id, no limits, no gamstop. that's where the fellas who got excluded end up and nobody's writing technical standards about them
 
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